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Direct Hard Money Lender

Direct Hard Money Lender

Money Lender

CALL US TODAY:  877.700.3703

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SAN FRANCISCO HARD MONEY LOANS

    • Residential/ Commercial Loans
    • Stated Income/ NO Doc Loans
    • Terms from 11 months to 5 years
    • Loans in 1st, 2nd and 3rd Position
    • 6 to 24 hour loan approvals
    • No cash-out restrictions

    FREE MORTGAGE QUOTE!

    San Francisco Bay Area Hard Money Lenders

    PB Financial Group is a direct hard money lender and bridge loans specialist serving San Francisco and it’s surrounding areas. We provide equity-based lending for real estate properties. Established in 2006, we have over 13 years of direct private money lending experience and closed over 2,400 loan deals that have funded over $200 million in residential and commercial real estate in California. Are you ready to take advantage of the city’s industrial, commercial, mixed-use and residential property market opportunities? If so, you’ll find PB’s guidance is unsurpassed.

    PB Financial Group will get your real estate funding deal closed quickly and painlessly:

    • Our lender fees are transparent, with no hidden extras in the small print.
    • Why wait when PB can get you approved in 1 day, and your final funding in only a few days of that?
    • We are known for going up to 70% LTV with exceptions up to 80% LTV on purchases.When it comes to commercial loan refinancing, we can get things done at 60-65% LTV.
    • Don’t take our word for it. PB’s more than $500 million of Californian real estate funding arrangements speak for themselves. Then also,5-star Yelp and Google reviews should eliminate any doubts that you as an individual, your partnership, trust, corporation, LLC, Delaware Corporation, estate or even foreign national entity will be in the finest hands.
    • Needless to say, we are positioned to provide competitive rates and quickest turn times in the industry.

    How many Hard Money Loan Options can you expect to choose from with PB Financial Group in San Francisco and Bay Area?

    PB knows the loan type that meets your needs best. There are dedicated Investment real estate loans for both owner-occupied and non-owner occupied properties. There’s also a wide range of loans that include customized fix-and-flip advances (aligning exactly with the stated activity); likewise distressed property loans, probate loans, estate, trust funding, and apartment building (rental) financing. When it comes to maturing business mortgages or the same being pushed over the top by rising interest rates, bridge financing may fit the bill by transitioning you from one long term loan to the next permanent mortgage. All this is offered alongside the vanilla purchase hard money lending on residential, commercial and land loans in first and second position.

    Some specifics on PB’s commercial loan coverage for investors and business operators in San Francisco

    We cover private hard money lending to diverse usage properties like multi-family complexes, office buildings, retail, self-storage, warehouses, mix-used lands, and new construction – you name it.

    Looking for a cash-out as a reward for appreciation on a long-term asset hold? This is an accommodation local banks are mostly unwilling to do. It will put hard money in your pocket or provide ammunition for another investment. No problem for PB, with no limit on the cash out amount.

    So if you are looking to borrow $50,000 or making application for mortgages up to $2 million, the PB VIP treatment is waiting for you. Your dealwill be given every chance of success given that we are free of traditional lending restrictions.

    San Francisco Bridge Loans from PB Financial Group

    Every day we deal with clients in San Francisco and the Bay area looking to acquire de-stabilized properties that need rehab to realize their full investment potential. Traditional lenders are reluctant to step in and commit funds to half-completed or renovation projects, thus creating an opportunity for conduit loans – another term for bridge funding. In other cases, clients that have acquired San Francisco real estate some time ago are seeing mortgages coming to maturity with big balloon payments. This likewise calls for a bridge loan resolution that PB Financial are geared up to put together with seamless efficiency. Finally, this city is not immune to the pressures of rising interest rates, placing refinancing on the front burner. Clearly, bridge lending is here to stay for the foreseeable future.

    YELP LOVES US

    5 star ratingI contacted PB Financial based on a referral. I needed money fast to close escrow on a property... read moreI contacted PB Financial based on a referral. I needed money fast to close escrow on a property I was purchasing. I tried another company as well which was a waste of time, but PB Financial was able to get me the $ fast and delivered on all that was promised. I closed on my other property on time and didn't forfeit my deposit. Many Thanks! read less

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    Issac T. Avatar
    Issac T.
    12/15/2015

    5 star ratingI have worked with PB for years now and his service is excellent. He delivers each time... read moreI have worked with PB for years now and his service is excellent. He delivers each time and is quick to respond. We just closed two more private money loans with him and I couldn't be more pleased.
    Laura W. Courtesy Mortgage Company
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    Laura W. Avatar
    Laura W.
    10/10/2014

    5 star ratingI have been a mortgage broker since 2005 and have seen it all and worked with everyone you've... read moreI have been a mortgage broker since 2005 and have seen it all and worked with everyone you've heard of.

    PB is my go-to hands down for any private lending needs. Common sense lending, excellent customer service and response time and highly competitive terms.

    My 1st choice every time.
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    M W. Avatar
    M W.
    3/01/2019

    5 star rating100% honest, fast, pleasant describes what you can expect working with PB Financial Group. Sincerely, the people at... read more100% honest, fast, pleasant describes what you can expect working with PB Financial Group. Sincerely, the people at PB Financial Group from the receptionist to the bank are some of the most honest reliable people in the business of hard money loans. If you need cash and are looking for a hard money loan, then look no further than PB Financial Group. I had every expectation exceeded by PB Financial Group. PB Financial are true to their word and actually deliver the product you expect in such an amazingly professional manner. I am so happy to have found PB Financial and look forward to a long and successful business partnership. FIVE STARS! read less

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    Jamie J. Avatar
    Jamie J.
    12/06/2017

    5 star ratingSolid guy with solid advice. Not many people in this world today that are willing... read moreSolid guy with solid advice. Not many people in this world today that are willing to bring you in and explain step by step what needs to happen for you to qualify. No pressure no sales pitch. read less

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    Peter G. Avatar
    Peter G.
    7/22/2022

    5 star ratingI worked with PB Financial to help a customer of mine recently. I am a broker in... read moreI worked with PB Financial to help a customer of mine recently. I am a broker in San Diego. It went smooth, quick and easy!
    Very pleased with their service.
    Laura W.
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    Laura W. Avatar
    Laura W.
    1/07/2021

    13

    Years In Business

    2400+

    Transactions Funded

    58+

    California Counties We Lend In

    5

    Days Closings Available

    CONTACT US TODAY

    PB Financial Group is a direct hard money / private money lender you can depend on and trust. Our loans help our clients get back on track or seize new opportunities. To learn more, call us today at 877.700.3707 or email us at info@calhardmoney.com and let us provide you with a hard money loan.

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    Disclosures: **Per FDIC Regulations Section 6500, Part 226, Subpart C, 226.24. The amount of each payment that will apply over the term of the loan is based on simple annual interest applied to the unpaid balance. Loans range from 1 day to 60 months, are interest only and include a balloon payment due at term. Finance charges apply. Payments do not include amounts for property taxes or insurance premiums. This is not a commitment to lend. Rates and points are subject to change without notice.