CALIFORNIA HARD MONEY LENDERS

Residential/ Commercial Loans
Stated Income/ NO Doc Loans
Terms from 11 months to 5 years
Loans in 1st, 2nd and 3rd Position
6 to 24 hour loan approvals
No cash-out restrictions

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San Francisco Bay Area Hard Money Lenders

PB Financial Group is a direct hard money lender and bridge loans specialist serving San Francisco and it’s surrounding areas. We provide equity-based lending for real estate properties. Established in 2006, we have over 13 years of direct private money lending experience and closed over 2,400 loan deals that have funded over $200 million in residential and commercial real estate in California. Are you ready to take advantage of the city’s industrial, commercial, mixed-use and residential property market opportunities? If so, you’ll find PB’s guidance is unsurpassed.

PB Financial Group will get your real estate funding deal closed quickly and painlessly:

Our lender fees are transparent, with no hidden extras in the small print.
Why wait when PB can get you approved in 1 day, and your final funding in only a few days of that?
We are known for going up to 70% LTV with exceptions up to 80% LTV on purchases.When it comes to commercial loan refinancing, we can get things done at 60-65% LTV.
Don’t take our word for it. PB’s more than $500 million of Californian real estate funding arrangements speak for themselves. Then also,5-star Yelp and Google reviews should eliminate any doubts that you as an individual, your partnership, trust, corporation, LLC, Delaware Corporation, estate or even foreign national entity will be in the finest hands.
Needless to say, we are positioned to provide competitive rates and quickest turn times in the industry.

How many Hard Money Loan Options can you expect to choose from with PB Financial Group in San Francisco and Bay Area?

PB knows the loan type that meets your needs best. There are dedicated Investment real estate loans for both owner-occupied and non-owner occupied properties. There’s also a wide range of loans that include customized fix-and-flip advances (aligning exactly with the stated activity); likewise distressed property loans, probate loans, estate, trust funding, and apartment building (rental) financing. When it comes to maturing business mortgages or the same being pushed over the top by rising interest rates, bridge financing may fit the bill by transitioning you from one long term loan to the next permanent mortgage. All this is offered alongside the vanilla purchase hard money lending on residential, commercial and land loans in first and second position.

Some specifics on PB’s commercial loan coverage for investors and business operators in San Francisco

We cover private hard money lending to diverse usage properties like multi-family complexes, office buildings, retail, self-storage, warehouses, mix-used lands, and new construction – you name it.

Looking for a cash-out as a reward for appreciation on a long-term asset hold? This is an accommodation local banks are mostly unwilling to do. It will put hard money in your pocket or provide ammunition for another investment. No problem for PB, with no limit on the cash out amount.

So if you are looking to borrow $50,000 or making application for mortgages up to $2 million, the PB VIP treatment is waiting for you. Your dealwill be given every chance of success given that we are free of traditional lending restrictions.

San Francisco Bridge Loans from PB Financial Group

Every day we deal with clients in San Francisco and the Bay area looking to acquire de-stabilized properties that need rehab to realize their full investment potential. Traditional lenders are reluctant to step in and commit funds to half-completed or renovation projects, thus creating an opportunity for conduit loans – another term for bridge funding. In other cases, clients that have acquired San Francisco real estate some time ago are seeing mortgages coming to maturity with big balloon payments. This likewise calls for a bridge loan resolution that PB Financial are geared up to put together with seamless efficiency. Finally, this city is not immune to the pressures of rising interest rates, placing refinancing on the front burner. Clearly, bridge lending is here to stay for the foreseeable future.

Our Clients Love Us

				Vel M.			

							I worked with Francis Estipona and received prompt, efficient service in a timely manner. This was an unusual situation that occurred while I was hospitalized. I can not be more pleased, and gladly refer others to Francis for their needs.							
 11/24/2024

				Diaz R.			

							I can't begin to say enough about this company. Quick, efficient, knowledgeable, and pleasant. They made the whole process so easy							
 5/04/2022

				Jamie J.			

							100% honest, fast, pleasant describes what you can expect working with PB Financial Group. Sincerely, the people at PB Financial Group from the receptionist to the bank are some of the most honest reliable people in the business of hard money loans. If you need cash and are looking for a hard money loan, then look no further than PB Financial Group. I had every expectation exceeded by PB Financial Group. PB Financial are true to their word and actually deliver the product you expect in such an amazingly professional manner. I am so happy to have found PB Financial and look forward to a long and successful business partnership. FIVE STARS!							
 12/06/2017

				Manny G.			

							HI MANNY G. Here About PB financial I recently got a Hard Money loan from PB Financial Group. Let me tell you Peyman Broukhim, and all his staff are honest people To deal with, and are professional all the way. I am truly great full they were there to give me a business loan when I needed it, just great people to deal with. I looked all over and seen they had positive reviews on YELP, I am glad I called. So I pass it on, if you need a Hard Money Loan call Peyman Broukhim at PB FINANCIAL GROUP 323-935-5555 x 103							
 3/20/2017

				Malti Z.			

							Working with PB was a pleasant experience after the last broker we contacted. Although he is strictly hard money lender but very knowledgable about the industry and works with other professional people. PB helped us acquire the investment property we had in mind quickly considering the circumstances. If you need a quick loan for purchasing rehab needed properties these guys deliver on time!							
 10/03/2016

				Angela S.			

							I have to admit that for most of the time that I was dealing with these guys I was waiting for something to go wrong. I have only ever heard bad things about hard money loans and I'm not a house flipper so I was scared and skeptical. But...things couldn't have gone more smoothly. Peyman was super patient with me, despite the fact that I must have been driving him crazy with all my anxiety. Not to mention he entertained my phone calls for 6 months until I finally moved forward with a purchase. PB financial came through with a better offer than anyone else end followed through with everything they promised.							
 9/17/2015

13

Years In Business

2400

Transactions Funded

58

California Counties We Lend In

5

Days Closings Available

CONTACT PB TODAY

PB Financial Group is a direct hard money / private money lender you can depend on and trust. Our loans help our clients get back on track or seize new opportunities. To learn more, call us today at 877.700.3707 or email us at info@calhardmoney.com and let us provide you with a hard money loan.