San Francisco Bay Area Hard Money Lenders

PB Financial Group is a direct hard money lender and bridge loans specialist serving San Francisco and it’s surrounding areas. We provide equity-based lending for real estate properties. Established in 2006, we have over 13 years of direct private money lending experience and closed over 2,400 loan deals that have funded over $200 million in residential and commercial real estate in California. Are you ready to take advantage of the city’s industrial, commercial, mixed-use and residential property market opportunities? If so, you’ll find PB’s guidance is unsurpassed.

PB Financial Group will get your real estate funding deal closed quickly and painlessly:

• Our lender fees are transparent, with no hidden extras in the small print.
• Why wait when PB can get you approved in 1 day, and your final funding in only a few days of that?
• We are known for going up to 70% LTV with exceptions up to 80% LTV on purchases.When it comes to commercial loan refinancing, we can get things done at 60-65% LTV.
• Don’t take our word for it. PB’s more than $500 million of Californian real estate funding arrangements speak for themselves. Then also,5-star Yelp and Google reviews should eliminate any doubts that you as an individual, your partnership, trust, corporation, LLC, Delaware Corporation, estate or even foreign national entity will be in the finest hands.
• Needless to say, we are positioned to provide competitive rates and quickest turn times in the industry.

How many Hard Money Loan Options can you expect to choose from with PB Financial Group in San Francisco and Bay Area?

PB knows the loan type that meets your needs best. There are dedicated Investment real estate loans for both owner-occupied and non-owner occupied properties. There’s also a wide range of loans that include customized fix-and-flip advances (aligning exactly with the stated activity); likewise distressed property loans, probate loans, estate, trust funding, and apartment building (rental) financing. When it comes to maturing business mortgages or the same being pushed over the top by rising interest rates, bridge financing may fit the bill by transitioning you from one long term loan to the next permanent mortgage. All this is offered alongside the vanilla purchase hard money lending on residential, commercial and land loans in first and second position.

Some specifics on PB’s commercial loan coverage for investors and business operators in San Francisco

We cover private hard money lending to diverse usage properties like multi-family complexes, office buildings, retail, self-storage, warehouses, mix-used lands, and new construction – you name it.

Looking for a cash-out as a reward for appreciation on a long-term asset hold? This is an accommodation local banks are mostly unwilling to do. It will put hard money in your pocket or provide ammunition for another investment. No problem for PB, with no limit on the cash out amount.

So if you are looking to borrow $50,000 or making application for mortgages up to $2 million, the PB VIP treatment is waiting for you. Your dealwill be given every chance of success given that we are free of traditional lending restrictions.

San Francisco Bridge Loans from PB Financial Group

Every day we deal with clients in San Francisco and the Bay area looking to acquire de-stabilized properties that need rehab to realize their full investment potential. Traditional lenders are reluctant to step in and commit funds to half-completed or renovation projects, thus creating an opportunity for conduit loans – another term for bridge funding. In other cases, clients that have acquired San Francisco real estate some time ago are seeing mortgages coming to maturity with big balloon payments. This likewise calls for a bridge loan resolution that PB Financial are geared up to put together with seamless efficiency. Finally, this city is not immune to the pressures of rising interest rates, placing refinancing on the front burner. Clearly, bridge lending is here to stay for the foreseeable future.